Sparly is like Duolingo, but for your finances
- Do you want to save for a dream trip? A new phone? A down payment for an apartment? Or maybe pay off your credit card debt?
- Everyone needs a safety buffer too... :)
- Sparly tailors your savings journey based on your goals and finances.

Take control of your hidden expenses
- Are you keeping track of your streaming services?
- 'Sparly identifies your subscriptions and helps you cancel the ones you don't need.'
- You can save up to 1000–2500 SEK per year on just one service.

Uncover your spending habits and save smarter
- Sometimes it's just TOO easy to click and buy stuff – and suddenly the money's gone...
- With Sparly, you can discover your biggest expenses.
- Sparly helps you evaluate your purchases – was it an impulsive regret or an absolute gem?

Reach your weekly goals and watch your financial fitness grow!
- Sparly helps you set weekly saving goals.
- Daily saving challenges and quizes.
- Earn streaks, badges and points when you reach your goals.

What are the Money Habits
Without habits, it is difficult to save money or see your money grow. Money just disappears when the cost of living is so high. It is easy to click & buy without knowing if you run out of money. Avoid the debt trap with Sparly. Gain control of your money. Discover habits to save money, boost your motivation, reflect on your spending, pay-off any debt or start investing.
OWN YOUR FINANCES|PAY YOURSELF FIRST|FINANCIAL INDEPENDENCE|OWN YOUR FINANCES|PAY YOURSELF FIRST|FINANCIAL INDEPENDENCE|
OWN YOUR FINANCES|PAY YOURSELF FIRST|FINANCIAL INDEPENDENCE|OWN YOUR FINANCES|PAY YOURSELF FIRST|FINANCIAL INDEPENDENCE|
How it works

Connect your data via Tink & set your goals

Our algorithms analyze your data

Find 300 ways to get control of your money
No fees, no subscriptions - simply free
We say no to expensive subscriptions, hidden fees or new loans. Sparly is free to use. We get paid by our sponsors for curating their content.
Tech that keeps your data safe

Sparly has no access to your BankId details
The login happens on Tink platform

‘Read only’ access to data
Sparly accesses only your data. We can never transfer or charge your accounts

Bank level data protection
We never share or sell your data
What others say about Sparly
Finally an app that rewards me when I bring lunch boxes

Rurik
22 y.o.
Student
Student
Sparly makes it fun to learn about investing

Elizabeth
25 y.o.
Stockholm
Stockholm
Sparly is the app that really helps me to save money

Kristian
23 y.o.
Student
Student