Sparly logo
Tiny habits with a big impact on your money

Spend smarter for a richer life

Money is not always easy.Sparly helps you regain control over your finances.
Apple StoreGoogle Play
Sparly logo
Tiny habits with a big impact on your money

Spend smarter for a richer life

Money is not always easy.Sparly helps you regain control over your finances.
Apple StoreGoogle Play

Sparly is like Duolingo, but for your finances

  • Do you want to save for a dream trip? A new phone? A down payment for an apartment? Or maybe pay off your credit card debt?
  • Everyone needs a safety buffer too... :)
  • Sparly tailors your savings journey based on your goals and finances.
Sparly is like Duolingo, but for your finances

Take control of your hidden expenses

  • Are you keeping track of your streaming services?
  • 'Sparly identifies your subscriptions and helps you cancel the ones you don't need.'
  • You can save up to 1000–2500 SEK per year on just one service.
Take control of your hidden expenses

Uncover your spending habits and save smarter

  • Sometimes it's just TOO easy to click and buy stuff – and suddenly the money's gone...
  • With Sparly, you can discover your biggest expenses.
  • Sparly helps you evaluate your purchases – was it an impulsive regret or an absolute gem?
Uncover your spending habits and save smarter

Reach your weekly goals and watch your financial fitness grow!

  • Sparly helps you set weekly saving goals.
  • Daily saving challenges and quizes.
  • Earn streaks, badges and points when you reach your goals.
Reach your weekly goals and watch your financial fitness grow!

Level up your financial fitness — Sparly has your back!

Level up your financial fitness — Sparly has your back!

What are the Money Habits

Without habits, it is difficult to save money or see your money grow. Money just disappears when the cost of living is so high. It is easy to click & buy without knowing if you run out of money. Avoid the debt trap with Sparly. Gain control of your money. Discover habits to save money, boost your motivation, reflect on your spending, pay-off any debt or start investing.
OWN YOUR FINANCES|PAY YOURSELF FIRST|FINANCIAL INDEPENDENCE|OWN YOUR FINANCES|PAY YOURSELF FIRST|FINANCIAL INDEPENDENCE|
OWN YOUR FINANCES|PAY YOURSELF FIRST|FINANCIAL INDEPENDENCE|OWN YOUR FINANCES|PAY YOURSELF FIRST|FINANCIAL INDEPENDENCE|

How it works

Connect your data via Tink & set your goals

Connect your data via Tink & set your goals

Our algorithms analyze your data

Our algorithms analyze your data

Find 300 ways to get control of your money

Find 300 ways to get control of your money

No fees, no subscriptions - simply free

We say no to expensive subscriptions, hidden fees or new loans. Sparly is free to use. We get paid by our sponsors for curating their content.

Tech that keeps your data safe

Sparly has no access to your BankId details

Sparly has no access to your BankId details

The login happens on Tink platform

‘Read only’ access to data

‘Read only’ access to data

Sparly accesses only your data. We can never transfer or charge your accounts

Bank level data protection

Bank level data protection

We never share or sell your data

Sparly Partners

Our partners co-create & sponsor habits
  • Tradera
  • Sejfa
  • Yepstr
  • Ekobanken
  • Småspararguiden
  • Hygglo
  • Gofido
  • Tryggsam
  • Norstat
  • Småspararguiden
  • Tradera
  • Sejfa
  • Yepstr
  • Ekobanken
  • Småspararguiden
  • Hygglo
  • Gofido
  • Tryggsam
  • Norstat
  • Småspararguiden

What others say about Sparly

    Finally an app that rewards me when I bring lunch boxes
    Finally an app that rewards me when I bring lunch boxes
    Rurik
    22 y.o.
    Student
    Sparly makes it fun to learn about investing
    Sparly makes it fun to learn about investing
    Elizabeth
    25 y.o.
    Stockholm
    Sparly is the app that really helps me to save money
    Sparly is the app that really helps me to save money
    Kristian
    23 y.o.
    Student

Start saving in
2 minutes

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