Terms and conditions

Information about Sparly

These general terms and conditions ("Terms") apply to all services provided by Sparly AB (559249-7589) ("Sparly", "we", "our" or "us") to our members ("you"). You can contact us by emailing us at team@sparly.co or via the contact form on our app/website. Sparly develops and provides a mobile application “Sparly”. The purpose of Sparly is to empower young adults to create sustainable personal finance habits.

Acceptance of the Terms

By registering an Account and using the Service, you accept the Terms and become a Sparly Member. If you do not agree to the Terms, you may not create an Account and use the Service.

To access the Service, you must be 18 or older. We set an age limit to comply with the Marketing Act in Sweden.

Definitions

"The App" refers to our mobile application available via mobile phone and concerning the Service.
"Functions" refers to the Website, the App, your Account and the Service together.
"Website" refers to our website (https://sparly.co/) concerning the Service.
"Account" refers to the account you register and create via the App.
"Contact information" refers to the information provided above.
"Privacy Policy" refers to our Privacy Policy (https://www.sparly.co/policy) which describes how we process personal data.
"The Service" refers to the services described in the "Service" section below and made available through the Website, and the App, together with associated products, services and information that we provide to you.

We provide the following services in our mobile app. All services are free of charge.

• "Sparly Courses" are short courses to strengthen knowledge about personal finance and sustainable living. Most of the courses are developed in cooperation with Sparly partners.
• "Sparly Challenges" are habit-building tasks to strengthen personal finance and sustainable living skills. Most of the challenges are developed in cooperation with Sparly partners.
• "Sparly Rewards" are gift cards, discounts, coupons and other free experiences from Sparly and Sparly’s partners available for users in exchange for Sparly coins.
• Sparly will develop and offer other functions and services linked to personal finance and sustainability.

• To access the Service, you need an account. The account is created automatically and connected to your sim card number when you click the button “Enter”. Once an Account has been created, the Service is available and ready for use in accordance with the instructions on the Website and the App.
• Your agreement with Sparly in accordance with these Terms runs until further notice. You may not allow anyone to access the Service on your behalf. You must treat the confidential information you provide as part of our security procedures, and you must not disclose it to any third party.
• You can at any time decide to terminate your account and delete your data. You do this by deleting an account in the app under the "Settings" tab and selecting “Delete my account”. We will delete all data about you.

We process your personal data in accordance with our Privacy Policy.

Swedish law shall apply to these Terms and our legal relationship in general.

If you are dissatisfied with Sparly or have suggestions for improvements, you can always contact and share your feedback with Sparly via email at team@sparly.co.

We reserve the right to change the Terms at any time. We will notify you via e-mail or the App of such changes that are not insignificant and which will affect you. We will inform you that it is important to object if you do not approve of the changes. If we do not receive such an objection within thirty (30) days of the changes being notified, we will assume that you accept them. We will also assume that you approve the changes in cases where you enter into an agreement with us, for example, by continuing to use the Service after the new terms have come into force. The latest version of the Terms is always available on the Website.

Registered address: Virkesvägen 13, LGH 1303, 120 78 Stockholm
Organization number: 559249-7589