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Frequently asked questions

Last update: 17 February 2023

1. What is Sparly?
1. What is Sparly?

Sparly is a mobile app available on iPhone and Android. In the app you can find short and fun bite-sized courses about personal finance and sustainable living co-created in cooperation with companies. When you complete a course, you earn Sparly coins that can be exchanged for gift cards, experiences, coupons or discounts from our partners.

2. Why should I use Sparly?
2. Why should I use Sparly?

Saving money can be confusing and hard to understand. Sparly’s goal is to make learning about saving money fun. We do it by rewarding learning with gift-cards and presenting content in a fun and engaging way.

3. Is Sparly free to use?
3. Is Sparly free to use?

The Sparly app is 100% free to use. We get paid by banks and companies that partner with Sparly to co-create courses.

4. Who can use Sparly?
4. Who can use Sparly?

Everyone who is at least 18 years old can use the Sparly app. The age limit is set to follow the Swedish Marketing Act.

5. Is the Sparly-app available both for iPhone and Android?
5. Is the Sparly-app available both for iPhone and Android?

Yes, the Sparly app is available both for iPhone and Android.

6. Is it easy to join Sparly?
6. Is it easy to join Sparly?

Simply download the Sparly app from the App Store or Android. Press “Enter” and start using the app! No need to register to the app.

7. What if I don’t want to use the Sparly app anymore?
7. What if I don’t want to use the Sparly app anymore?

We made it easy for you to both join and leave Sparly. Simply open the “Settings” tab in the app and select “Delete my account”. All your data will be deleted if you choose to delete your account. You are always welcome to join Sparly again.

8. What if I don’t want to have rewards?
8. What if I don’t want to have rewards?

You can also exchange your Sparly coins for donation to Ukraine through the Red Cross or donate to the Hunger Project.

9. What is Sparly Coach?
9. What is Sparly Coach?

“Sparly Coach” is AI-based financial fitness coach, that provides educational content on demand. As AI-based solution it has the following limitations:

  • It may occasionally generate incorrect information, produce harmful instructions or biased content. There is a limited knowledge of world and events after 2021. Sparly utilizes Chat GPT solution provided by Open AI. Read there terms and conditions here.
  • We are not financial advisors and the service is not intended to provide financial advice. Your financial situation is unique. We make no warranties or guarantees of any kind, whether the service is suitable for you. Sparly disclaims all responsibility for your financial decisions based on the use of the app and for your decision based on the use of services, functions or information provided by third parties, such as Sparly's partners and third-party providers.
  • Sparly does not share any data with Open AI or store any data related to content of your chat.